In Hawai‘i, termite inspections are a routine and important part of most real estate transactions. The island climate supports year round termite activity, which makes early detection and verification essential when evaluating a property’s condition.
What a Termite Inspection Covers
A licensed pest control professional conducts a comprehensive inspection of accessible areas, both interior and exterior. The inspection typically evaluates:
- Evidence of active termite infestation
- Signs of prior or existing termite damage
- Conditions that may encourage activity, such as moisture or wood to soil contact
The results are documented in a Termite Inspection Report (TIR), which is provided to escrow as part of the transaction file.
Cost and Responsibility
In most Hawai‘i transactions, it is customary for the seller to pay for the termite inspection. If treatment is required, whether localized or full fumigation, this is also typically handled by the seller prior to closing, subject to the terms of the Purchase Contract.
Timing Within Escrow
The inspection is commonly scheduled near the end of escrow, often within the final two weeks before recording. This timing ensures the report reflects the property’s condition close to closing. If treatment is required, a subsequent clear report must be issued before funds can be released.
Why This Step Matters
- Often required by lenders before loan funding
- Helps confirm the structural integrity of the property
- Reduces the likelihood of unexpected repair costs after closing
- Provides both parties clarity before finalizing the transaction
Additional Considerations
- For condominiums, prior treatment history may be managed by the association
- Recent reports may already exist if the property was previously under contract
In Summary
A termite inspection is a practical safeguard, not a formality. Proper scheduling and resolution well before closing help protect both the structure and long term value of the property while keeping escrow on track.
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